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Tom Bass

NMLS#: 236823

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Welcome to Bayport Financial – Meet the Team & Tom Bass

At Bayport Financial, our team is more than just a group of professionals – we’re a family that has worked together for over 22 years, united by a shared passion for delivering exceptional service and building lasting relationships.

Tom Bass, with over 33 years of experience, built Bayport Financial on a foundation of values: sound financial advice, trust, honesty, transparent communication, fast closings, and long-term relationships. His dedication to these principles has made Bayport a business driven 100% by referrals.

Ryan Gillette focuses on client retention and creating a superior experience. He has a unique ability to connect with people and a genuine heart to serve others. No task is too big or too small for Ryan – his only goal is to ensure that every client feels supported and cared for throughout their financial journey.

Nicole has been with Bayport Financial for more than 23 years, bringing unparalleled knowledge of loan underwriting. Her efficiency and expertise ensure smooth and fast closings, guiding clients with precision and care. Nicole approaches each loan with a personal, invested interest, ensuring every client’s loan closes on time.

Together, we are Bayport Financial – a dedicated team committed to providing raving fan service, supporting our Realtor community, and building business strategies that create long-term success.

Let’s build something great together.
• The Bayport Financial Team

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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